Common FSA Eligible/Ineligible Expenses

Using a flexible spending account (FSA) is a great way to pay for eligible expenses with income tax-free dollars.

The following lists are not all-inclusive but will highlight some common eligible expenses for your health care FSA, limited purpose FSA or dependent care FSA. The Internal Revenue Service (IRS) decides which expenses can be paid from an FSA, and they can modify the list at any time. Be sure to review your benefit plan documents to learn what expenses are eligible for reimbursement under your specific plan

If you are currently participating in a high-deductible health plan (HDHP) and are contributing to a health savings account (HSA), you may also participate in a limited purpose FSA. Expenses are limited to dental and vision expenses identified with an atrerisk (*) in the list below.

Common eligible health care expenses

Common over-the-counter (OTC) medicines

Many over-the-counter medicines and drugs as well as medical supplies may be eligible for reimbursement with a health care FSA. Examples include but are not limited to:

Services that may be eligible with a letter of medical necessity form completed

This list is not all-inclusive:

• Compression hosiery/socks, anti-embolism socks or hose
• Improvements or special equipment added to a home or other capital expenditures for a physically handicapped person
• Toothbrushes (including electric) and toothpaste

Ineligible expenses

Listed below are some services and expenses that are not qualified for FSA reimbursement. This is not all-inclusive:

The IRS publishes information on FSAs and eligible medical expenses. Visit irs.gov and search for Publication 502 or 969 to learn more.